You've got your plans, or at least some ideas, and you know where you want to build. So how do you go about selecting the builder that is right for you? The first step is getting their credentials.

First, check for licensing. Licensing (State of Virginia) can be verified by calling the Virginia Contractor's Board at (804)367-8511. Second, check into his/her reputation. A reputable builder strives to maintain a hard earned edge on the competition. Ask for homeowner and business references. Check with lenders, realtors, bankers and vendors. Visit homes built by your prospective builders. Lastly, check out his insurance. A good builder will carry enough liability insurance to protect you. You may also want to verify who is responsible for workman's compensation - the builder, the sub contractor or the property owner.

After verifying at least three builders, have all of them give you cost estimates for the work. Evaluate each of the proposals being careful to "compare apples to apples." Don't be afraid to ask questions if you do not understand something. Assume nothing. Which of these people seems the most forthright? The most thorough? The most accommodating, Caring? Which builder has shown a real interest in your well being? Compare the numbers, but consider which builder you feel will match your expectations regarding quality, honesty, timeliness, responsiveness.

Finally, check into his participation in various trade related associations: The Better Business Bureau (648-0016), The Homebuilders Association of Richmond (282-0400), The Greater Richmond Chamber of Commerce (644-1607) These memberships show he has made a commitment to his customers and his community. He is here for the long run.

With the right credentials, good references and a price that works for you, you'll be able to make an informed decision with which you will be very comfortable.